Great article, thank you for sharing! I think it is really important that women are well-versed in investing and finances. I wonder if there are opportunities for platforms such as Fidelity to create more educational content to help women and others who may not be as comfortable with investing. It could be very beneficial for them to create different workshops and investing guides. Not only would it help capture a huge percentage of the population as customers, but it would also create an environment where women feel comfortable asking financial questions. It is so crazy to think that within our parents lifetime, it is possible that women would have had little to no control over finances.

This is super interesting - I personally not heard about Discord (which may make sense, given my limited interested, read: zero, in gaming). It does seem like Discord could be a real contender to Slack, given its more advanced capabilities. However, I wonder if Slack would be able to implement some of these changes into their offerings. Slack has widespread following already, especially in the corporate world. It seems like Discord would have a difficult time capturing some of this market if Slack is able to keep pace with a similar product.

This is a super interesting take on NFTs! I had no idea how difficult it was to create an NFT. While I do agree that they should be easier to create and that many tools will come online to support that, I worry about their value as supply catches up to demand.. I can't imagine people will be scrambling to buy NFTs if they are everywhere. In today's NFT craze, I believe scarcity plays a big part in people wanting to get involved and hold an NFT of their own.

This is an awesome article, Julia! I can't believe how many poorly designed items we just accept as standard. In today's world where we innovate so quickly, it is mind-blowing to think about how many basic things have stayed the same. There are a few of these that would be difficult to change and have high switching costs - like the keyboard or US currency. However, you would think things like kitchen appliances and tv remotes would be easy to change!

This is super interesting Matt – I really enjoyed your comparison to the Jetsons and the trip down memory lane. I think technology can be a double-edged sword when it comes to the workplace. It has allowed more efficient communication and a more flexible workplace. However, it is difficult to overlook the fact that expectations in the workplace do not change with technological advancements. Instead, technology allows us to get more work done within the same time frame. I believe it is more of a societal issue of changing the expectations around work in our country, especially in large metropolitan cities like New York. Further, the pandemic has increased pressures to constantly work, given the assumption that we are always available.

After reading about my favorite craft store — Michaels — partnering with Instacart to offer same-day delivery from its stores, I started thinking about delivery’s position in the retail space.

We are all aware that delivery has increased fivefold in the grocery business, from 3–4% of US grocery spend to 10–15% of total grocery sales(1). It now seems all types of retail are trying to catch the delivery wave. The Michaels announcement got me thinking about retail delivery — mostly how stores will differentiate themselves from Amazon — and the effect delivery will have on retail real estate.

Michaels — the ultimate creative escape

In my opinion, the instore experience is what mainly differentiates Michaels and its competitors (JoAnn, Hobby Lobby) from Amazon.

At these colorful crafting stores, the ability to walk through the aisles and pick up countless supplies you didn’t know you needed creates joy for customers and impressive revenue for the retailers.

I have personally spent hours in a craft store, buying various supplies to…

This is so interesting! I have been thinking a lot of how the retail and tech worlds intersect, more so than ever before, due to the drastic changes the retail space has faced in the past year. The pandemic has accelerated retail's adoption of tech to improve the online shopping experience. I am really curious how these technologies will improve return rates and increase customer retention as they become more widespread.

This is a super interesting perspective! I was also very skeptical of Clubhouse at first, however, I have grown to like it. I think the interface could be improved (it feels a bit gimmicky), but I have heard some extremely interesting conversations on the app. It is also refreshing to be able to participate in social media without staring at a screen all day.

This is really interesting - I have a similar opinion on the fact that there are just some things that in-person classes offer that at-home classes cannot, however, I am still bullish on Peloton, Apple's Fitness+, and other at-home workout options. I think the flexibility and constant replenishment of content are the biggest draws for me. I do believe that you have to already be an exercise enthusiast to motivate at home, since the skipping cost is so low compared to a $38 SoulCycle class.

It is so interesting to think about the way NFTs are transforming the music industry. I wonder how artists feel about giving up "ownership" of their music as an NFT, depending on the format of the NFT offered. The difference you bring up between buying a NFT as a collectible, but not buying the underlying copyrights seems to be a way for artists to maintain ownership, but then what is the value for the NFT owner?

Julia Buckman

MBA @ Columbia Business School

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